Retiring the 4% Rule A portfolio created with your long-term objectives in mind is crucial as you pursue your dream retirement. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content Should I Pay Off Debt or Invest? This calculator will help determine whether you should invest funds or pay down debt. Savings and Cash Flow Savings is a critical tool to ensure positive cash flow in your personal finances. Managing the Risk of Outliving Your Money Steps to help you sustain and grow your retirement savings.